Marine Surety specializes in premium coverage for vessels 35 feet and larger, including luxury yachts, commercial vessels, and charter boats. We offer tailored policies for both recreational and commercial maritime needs, with specialized options designed specifically for vessels operating internationally or under charter arrangements.

Our proprietary AI platform analyzes thousands of marine insurance data points in real-time to generate accurate quotes within minutes. The system evaluates your vessel specifications, navigation area, usage patterns, and owner experience against our comprehensive risk models, eliminating the days or weeks of waiting typical with traditional marine insurers.

Marine Surety's premiums typically range from 1-5% of your vessel's value annually. Key factors affecting your rate include: vessel size, age and construction; navigation area (coastal, offshore, international waters); intended use (private, charter, commercial operations); owner/operator experience and history; safety equipment and features; and seasonal usage patterns.

Yes, international navigation is one of our specialties. We offer comprehensive policies for vessels traveling globally, with coverage options for specific regions including the Caribbean, Mediterranean, Southeast Asia, and trans-oceanic passages. Our international policies include additional protections for foreign jurisdiction claims, emergency assistance services, and geopolitical risk factors.

Beyond our AI-powered platform that delivers quotes in minutes instead of days, Marine Surety differentiates itself through specialized expertise in larger vessels, responsive 24/7 claims service, comprehensive international coverage options, and transparent policy documentation. Our underwriting approach focuses on the unique aspects of each vessel rather than applying generic rating formulas.

Filing a claim is simple and efficient. Contact our 24/7 claims hotline immediately after an incident, submit initial documentation through our mobile app or online portal, and a dedicated claims specialist will be assigned within one hour. Our AI system pre-processes claims information to expedite the approval process, and most non-complex claims are settled within 7-14 days.

Charter operations require specialized coverage beyond standard policies. Marine Surety offers dedicated charter vessel policies that include enhanced liability protection, charter income interruption coverage, crew liability, and passenger medical payment provisions. We understand the unique risks of charter businesses and provide tailored coverage for both occasional and full-time charter operations.

To receive an accurate quote, please provide: vessel details (make, model, year, length, hull material); current market value; intended navigation area; primary usage (private, charter, commercial); owner/operator experience; safety equipment installed; storage location; and previous insurance/claims history. Our AI platform can generate preliminary quotes with minimal information and refine as more details are provided.

Yes, Marine Surety offers tiered discounts for multiple vessels under the same ownership. Our multi-vessel program provides 10% discount for two vessels, 15% for three vessels, and up to 25% for larger fleets. Commercial fleet operators receive additional benefits including simplified administration, consolidated billing, and fleet-wide coverage enhancements.

For vessels navigating high-risk regions, we offer specialized coverage extensions with enhanced protection against piracy, political violence, and regional instability. Our risk assessment team continuously monitors global maritime security conditions and provides policyholders with real-time advisories. Coverage in high-risk areas requires additional underwriting review and may include supplemental premium adjustments based on current risk assessments.