Trusted by Clients Nationwide
Reliable Marine Insurance Partners
Trusted by Clients Nationwide
Reliable Marine Insurance Partners
From hull to liability, our specialized coverage adapts to your vessel's unique profile and navigational ambitions
Certified Excellence
Industry-leading marine insurance standards
Global Coverage
Worldwide marine protection services
24/7 Support
Round-the-clock maritime assistance
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Combining Maritime Expertise with AI Innovation
With premiums typically ranging from 1-5% of vessel value annually, our transparent pricing structure eliminates surprises. Premium rates reflect actual risk factors including vessel size, navigation area, and usage patterns, ensuring you only pay for the specific risks relevant to your operation.
Our proprietary AI platform delivers accurate quotes in minutes instead of the industry-standard days or weeks, eliminating waiting while maintaining precision in risk assessment. Risk-strategies When time-sensitive decisions arise, our technology gives you the certainty you need without delay.
While many insurers offer generic coverage, we specialize in marine-only policies crafted by industry experts, we exclusively cover vessels 35 feet and larger, creating tailored policies for luxury yachts and commercial vessels. Our specialized focus means we understand the unique risks and requirements of sophisticated vessels.
Sail securely—our coverage extends well beyond national waters, giving you peace of mind worldwide. Whether cruising the Caribbean, Mediterranean, or embarking on trans-oceanic voyages, our policies maintain seamless protection regardless of your location. WTW
Charter operators and commercial vessel owners gain tailored protection that exceeds typical policy limits. Charter operations demand specialized coverage that standard policies don't provide. Our charter-specific policies include enhanced liability protection, charter income interruption coverage, and passenger medical provisions designed for commercial maritime operations.
Experience the Difference
Join thousands of vessel owners who trust our technology-driven approach to marine insurance protection.
Revolutionary AI technology delivering precision coverage in minutes, not weeks
Trusted by discerning vessel owners from Miami to Monaco
Safeguarding premium yachts and commercial vessels across global waters
Protecting what matters most with plans trusted by thousands.
Real stories from real people who trust us for their protection.
"Our commercial vessels operate in challenging conditions daily. Marine Surety's underwriters actually took the time to understand our specific operational needs instead of applying generic formulas. Their AI platform handles routine matters efficiently, while their specialized team provides expertise when we need it. The value far exceeds the premium."
Commercial Vessel Manager, Panama
Commercial Marine Insurance"As a premium marina, we only recommend insurers who truly understand the needs of discerning vessel owners. Marine Surety has become our preferred partner for clients with vessels exceeding 35 feet. Their quote speed impresses new buyers, and their claims process has reinforced our confidence in referring our best clients to their program."
Marina Owner, B.V.I.
Other Marine Insurance"Managing a fleet of charter vessels used to mean juggling multiple policies with inconsistent coverage. Marine Surety's commercial charter package unified our protection under one comprehensive policy. Their technology makes adding new vessels seamless, and their charter-specific liability coverage has already saved us during a passenger claim situation."
Charter Fleet Operator, California
Premium Yacht Insurance - Charter Fleet"When our 52' yacht faced storm damage while in the Bahamas, Marine Surety's international policy proved its worth. Their rapid response team had an adjuster on-site within 24 hours, and repairs were authorized within days. The AI quote system initially attracted me, but their exceptional service during our claim is why I'm a customer for life"
Yacht Owner, Miami
Premium Yacht InsuranceExpert Answers to Your Marine Insurance Questions
For vessels navigating high-risk regions, we offer specialized coverage extensions with enhanced protection against piracy, political violence, and regional instability. Our risk assessment team continuously monitors global maritime security conditions and provides policyholders with real-time advisories. Coverage in high-risk areas requires additional underwriting review and may include supplemental premium adjustments based on current risk assessments.
Yes, Marine Surety offers tiered discounts for multiple vessels under the same ownership. Our multi-vessel program provides 10% discount for two vessels, 15% for three vessels, and up to 25% for larger fleets. Commercial fleet operators receive additional benefits including simplified administration, consolidated billing, and fleet-wide coverage enhancements.
To receive an accurate quote, please provide: vessel details (make, model, year, length, hull material); current market value; intended navigation area; primary usage (private, charter, commercial); owner/operator experience; safety equipment installed; storage location; and previous insurance/claims history. Our AI platform can generate preliminary quotes with minimal information and refine as more details are provided.
Charter operations require specialized coverage beyond standard policies. Marine Surety offers dedicated charter vessel policies that include enhanced liability protection, charter income interruption coverage, crew liability, and passenger medical payment provisions. We understand the unique risks of charter businesses and provide tailored coverage for both occasional and full-time charter operations.
Filing a claim is simple and efficient. Contact our 24/7 claims hotline immediately after an incident, submit initial documentation through our mobile app or online portal, and a dedicated claims specialist will be assigned within one hour. Our AI system pre-processes claims information to expedite the approval process, and most non-complex claims are settled within 7-14 days.
Beyond our AI-powered platform that delivers quotes in minutes instead of days, Marine Surety differentiates itself through specialized expertise in larger vessels, responsive 24/7 claims service, comprehensive international coverage options, and transparent policy documentation. Our underwriting approach focuses on the unique aspects of each vessel rather than applying generic rating formulas.
Yes, international navigation is one of our specialties. We offer comprehensive policies for vessels traveling globally, with coverage options for specific regions including the Caribbean, Mediterranean, Southeast Asia, and trans-oceanic passages. Our international policies include additional protections for foreign jurisdiction claims, emergency assistance services, and geopolitical risk factors.
Marine Surety's premiums typically range from 1-5% of your vessel's value annually. Key factors affecting your rate include: vessel size, age and construction; navigation area (coastal, offshore, international waters); intended use (private, charter, commercial operations); owner/operator experience and history; safety equipment and features; and seasonal usage patterns.
Our proprietary AI platform analyzes thousands of marine insurance data points in real-time to generate accurate quotes within minutes. The system evaluates your vessel specifications, navigation area, usage patterns, and owner experience against our comprehensive risk models, eliminating the days or weeks of waiting typical with traditional marine insurers.
Marine Surety specializes in premium coverage for vessels 35 feet and larger, including luxury yachts, commercial vessels, and charter boats. We offer tailored policies for both recreational and commercial maritime needs, with specialized options designed specifically for vessels operating internationally or under charter arrangements.
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